Credit Analyst

At CWB, we strive to build value for the people who choose us every day: our people, our clients and our investors. We do this by:

• Putting people first and building relationships with intention

• Seeking out and embracing new ideas

• Believing that how we do things is as important as what we do

Everyday flexibility. Hybrid work environments. On-site requirements. Collaborative connections.

CWB Maxium offers creative structured financing that responds directly to the specific needs of each customer. We have earned a reputation for innovative lending solutions coupled with an unparalleled ability to build long-term relationships. With more than 35,000 customers and financial portfolio exceeding $1 billion and still growing. As a CWB Financial Group company, CWB Maxium has the backing of a strong funder and larger, diversified organization, which gives us the opportunity to help more customers, in more ways, and to take our company to another level of service, performance and growth.

Are you a dedicated finance professional who loves crunching numbers? Are you skilled at in-depth analysis of financial documents? Are you a go-to resource for credit knowledge and support? Do enjoy managing risk? Are you an experienced analyst who is excited by a fast-paced and constantly evolving environment? If you want to apply your business know-how and be part of a dynamic finance team - we want to hear from you!

Financial & cashflow analysis. Credit adjudication. Risk management.

• Compliance accountability with various first-line risk management functions, workflows, and policies of CWB Maxium, including requirements for loan management, data integrity, portfolio quality, exposure limits and fulfillment of loan security and approval requirements.

• Build close working relationships with sales and operations and risk management teams to analyze, structure, write and process credit applications, review, and recommendations in a timely manner consistent with established timelines.

• Ensure risk appetite is within acceptable parameters of our lending practices and guidelines.

• Prepare recommendations for approval, restructuring, or deferral of credit applications.

• Prepare credit condition checklists for each approved credit application.

• Ensure adherence to CWB Maxium’s credit administration and security policies and procedures.

• Assist in the preparation of annual credit reviews on assigned portfolio of loans including an updated security review, financial covenant testing, re-rating of transaction credit risk and updated financial statement and cash flow analysis.

• Review amendments seeking approval to modify the original transaction security or other credit conditions.

• Identify and actively participate in operational improvements.

Motivation and a growth mind set matter. With a proven foundation, sheer determination, and ability to apply new concepts to existing knowledge, you are guaranteed to stand out.

Skills and competencies that will take you further

Financial savvy. Credit knowledge. Analyst. Collaborator. Trusted partner.

We are looking for a finance and/or credit professional with a strong desire to learn and grow. You are drawn to data and possess an analytical mind, finding patterns and underlying stabilities in financial documents and cash flow. Inquisitive by nature, you dig further, investigating all aspects and exploring every possibility before making recommendations. You must be sound in your research & understanding before being confident in your knowledge. You are a concise communicator with the ability to influence and negotiate. You value teamwork and have excellent interpersonal and organizational skills. This role requires a person who can maintain a high level of confidentiality and integrity. There are countless opportunities to advance and enhance your career in this unique and specialized space.

Your success is our obsession! And our benefits back it up.

Wellness matters. We offer an award-winning benefits package that includes hybrid work environments, everyday flexibility, 100% company-funded health coverage, health care spending account, a flexible wellness program & generous time-away options to unplug, rest & recover. Bring your whole self to work. Inclusion is a journey requiring practice & experience to result in a powerful outcome. Your perspective matters & voice will be heard. Find community within the CWB family in our employee represented groups. Career development. We commit to our employees’ development and help them reach their professional goals with organization wide coaching services, mentorship, education support & training programs. Strategic career design is an investment in our core asset - our people. Innovation. Learn. Grow. Enhance. At CWB, we play to win. When we fail, we fail forward. Recognition. Peer-to-peer recognition programs for “in the moment” and monumental wins. Community giving. Make a difference. Drive economic prosperity in your community. Get involved. Volunteer. Fundraise. All with CWB support. ESG & sustainability focused. Be proud of where you spend, work & invest. Financial rewards. Base salary & pay for performance incentives. Retirement investment strategy. You can’t work forever! So, we’ve got you covered. Company ownership. No greater sense of motivation & empowerment than being an owner.

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As an equitable employer, CWB Financial Group is committed to providing a safe and inclusive environment where a diverse workforce thrives. You are welcomed and encouraged to bring your whole self to work. Dignity, respect and equality are non-negotiables. If you require accommodation during any part of the recruitment or selection process, please reach out.

* Position closes at 12:01am on the close date identified below.