Manager, Credit (Healthcare)

At CWB, we strive to build value for the people who choose us every day: our people, our clients and our investors. We do this by:

• Putting people first and building relationships with intention

• Seeking out and embracing new ideas

• Believing that how we do things is as important as what we do

Location | Richmond Hill, ON

Trusted partners. Experienced lenders.

CWB Maxium offers creative financing solutions to businesses across Canada. that responds directly to the specific needs of each customer. As part of CWB Financial Group, we have robust funding capabilities and access to capital, allowing us to help more customers in more ways. We have earned a reputation for innovative lending solutions coupled with an unparalleled ability to build long-term relationships. Today, our financial portfolio exceeds $2.4 billion. We are active, present, and engaged in the markets we finance including healthcare, condo, and strata, (repair and maintenance), renewable energy, commercial/corporate and structured program financing.

CWB Maxium is on the search for an experienced professional, who brings strong knowledge and skills when it comes to credit writing, financial statement analysis, and loan/lease structuring.

Do you have a strong work ethic, risk management experience and healthcare lending experience? We are looking for someone who can provide outstanding service and responsiveness within CWB Maxium’s business line functions of credit underwriting, loan applications and recurring credit review processes. In this individual contributor role, you will have the opportunity to develop your skills so you may hit new personal and professional achievements, all while tackling new challenges and career development opportunities to reach your career dreams.

Credit Structuring: Analyze, discuss and recommend terms and conditions of credit applications and related matters with sales and large deal review committee. Structure complex transactions with size ranging $2.5 MM to $10MM and large connections within the healthcare vertical

Risk management: Utilize your risk management skills to ensure compliance with various first-line risk management functions, workflows and policies of the CWB Maxium business divisions, including data integrity, portfolio quality and approval requirements.

Relationship builder. Demonstrated ability to build and foster relationships with management, employees, and partners to improve integrity and efficiency.

Support: Prepare annual credit reviews on an assigned healthcare portfolio. Review amendments seeking approval to modify the original transaction security or other credit conditions while ensuring required reports and financial data are received and analyzed promptly in accordance with loan commitments.

Lifelong Learner. The ongoing, voluntary, and self-motivated pursuit of knowledge.

• Bachelor’s degree in finance, Accounting, or a related field, or equivalent experience

• Three (3) to Five (5) years of proven experience in credit risk management, preferably in the healthcare industry

• Strong analytical and quantitative skills with the ability to interpret complex financial data

• Excellent knowledge of credit risk assessment methodologies and financial models

• Exceptional attention to detail and ability to strictly adhere to deadlines

• Ability to competently determine creditworthiness and make sound credit decisions

• Excellent communication and interpersonal skills to effectively work together with colleagues and partners from both within and outside the organization.

• Ability to successfully implement credit risk management strategies and initiatives

• Proficiency in financial analysis software and Microsoft Office Suite

• Understanding regulatory requirements and industry standards in credit risk management

Wellness matters. We offer an award-winning benefits package that includes:

• Hybrid work environments

• Everyday flexibility

• Generous company-funded health coverage

• Health care spending account

• A flexible wellness program

• generous time-away options to unplug, rest & recover

Career development. We commit to our employees’ development and help them reach their professional goals with:

• Organization wide coaching services

• Mentorship

• Education support & training programs

Bring your whole self to work. Inclusion is a journey requiring practice & experience to result in a powerful outcome. Your perspective matters & voice will be heard. Find community within the CWB family in our employee represented groups.

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As an equitable employer, CWB Financial Group is committed to providing a safe and inclusive environment where a diverse workforce thrives. You are welcomed and encouraged to bring your whole self to work. Dignity, respect and equality are non-negotiables. If you require accommodation during any part of the recruitment or selection process, please reach out.

* Position closes at 12:01am on the close date identified below.