Mortgage Documentation Officer

At CWB, we strive to build value for the people who choose us every day: our people, our clients and our investors. We do this by:

• Putting people first and building relationships with intention

• Seeking out and embracing new ideas

• Believing that how we do things is as important as what we do

CWB Optimum Mortgage

Making home ownership dreams come true

CWB Optimum Mortgage, a CWB Financial Group Company, is a full-service lender providing personalized borrowing solutions to meet our clients needs. We offer a variety of products, including flexible alternative mortgage solutions, for clients who may not fit within traditional guidelines, including those who are self-employed, commissioned or with bruised credit.

Find the lending career of your dreams with CWB

The overwhelming majority of our employees say CWB is a Great Place to Work®

We’re different from other employers in the way we engage our employees - caring, responsive, and armed with an obsession for growing talent. Our reputation is powered by a people first culture that ensures our employees be and feel heard, promotes inclusivity and diverse viewpoints, and inspires collaboration and innovation.

Our employees love CWB. You’ll love it here too.

The opportunity

Optimum Mortgage is the residential lending division of Canadian Western Bank, and we are the fastest growing business in the company! We are looking for an individual to join our growing team who is eager, confident, has an eye for detail and is self led.

As a Mortgage Documentation Officer, you demonstrate excellency in reviewing pre-funding conditions and documents in a paperless environment to ensure policy, regulatory and audit requirements are satisfied. You maintain a high attention to details and customer service in order to improve broker-originated opportunities.

You know that the how matters, that is why you put our people and clients at the forefront of your decision-making!

What you’ll be doing

• Reviewing conditions for files including Income, Down Payment, Title Searches, Credit Bureaus, Purchase documents, Company Documentation, Condominium Documentation
• Being accountable for fraud detection and ensuring a satisfactory inspection and audit.
• (duplicate)Reviewing and signing off on any Solicitor conditions.
• (duplicate)Ensuring adherence to bank protocols, procedures, regulatory, and AML requirements
• Working in a fast-paced environment and efficiently handle an active desk, completing an average of 9 updates a day.
• Driving the application pipeline forward through consistent follow-up on all “approved” files through analysis of the scheduled funding report on a weekly basis.
• Maintaining a 24-hour turnaround time for communication ‘touch-points’.
• Crafting efficiencies and challenge the status quo by providing alternative document solutions that are within protocol and in collaboration with the customer/referral source
• Supporting underwriters and business development managers in closing deals.

Who we’re looking for & what you’ve done

Core Knowledge

• Business administration diploma or comparable work experience.
• Minimum 3 years mortgage documentation review experience. Understanding of Alt -A lending practices is an asset.

Personal Competencies

• Demonstrate an understanding of mortgage lending guidelines, compliance, regulatory and AML requirements around fraud detection.
• Shown experience in reviewing conditions for mortgage files (Income, Down Payment, Title Searches, Credit Bureaus, Purchase documents, company and condominium documentation.
• Knowledge of Mortgage Documentation for conventional, high ratio, and HELOC residential mortgages.
• Strong analytical skills and attention to detail.
• Excellent interpersonal and organization skills with the ability to prioritize in a high risk, fast paced, team culture.
• Ability to communicate efficiently; both written and verbal.

Why work with us?

Your success is our obsession! And our award-winning culture & benefits back it up.

Proudly recognized by Great Place to Work® in 2024 as one of Canada’s top 50 Best Workplaces & member of Waterstone Human Capital’s Most Admired Corporate CulturesTM Hall of Fame.

Wellness matters. We offer an award-winning benefits package that includes:

· Hybrid work environments

· Everyday flexibility

· Generous company-funded health coverage

· Health care spending account

· A flexible wellness program

· generous time-away options to unplug, rest & recover

Career development. We commit to our employees’ development and help them reach their professional goals with:

· Organization wide coaching services

· Mentorship

· Education support & training programs

Bring your whole self to work. Inclusion is a journey requiring practice & experience to result in a powerful outcome. Your perspective matters & voice will be heard. Find community within the CWB family in our employee represented groups.

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IND-JA

As an equitable employer, CWB Financial Group is committed to providing a safe and inclusive environment where a diverse workforce thrives. You are welcomed and encouraged to bring your whole self to work. Dignity, respect and equality are non-negotiables. If you require accommodation during any part of the recruitment or selection process, please reach out.

* Position closes at 12:01am on the close date identified below.