Mortgage Underwriter

At CWB, we strive to build value for the people who choose us every day: our people, our clients and our investors. We do this by:

• Putting people first and building relationships with intention

• Seeking out and embracing new ideas

• Believing that how we do things is as important as what we do

Roles Specifications
Location: Edmonton, AB or Richmond Hill, Ont

Term: 12 months
Everyday flexibility. Hybrid work environments. Collaborative connections.

CWB Optimum Mortgage

Making home ownership dreams come true

CWB Optimum Mortgage, a CWB Financial Group Company, is a full-service lender providing personalized borrowing solutions to meet our clients needs. We offer a variety of products, including flexible alternative mortgage solutions, for clients who may not fit within traditional guidelines, including those who are self-employed, commissioned or with bruised credit.

The opportunity

CWB’s Optimum Mortgage team is currently seeking term full time Mortgage Underwriter to underwrite for our Broker channel! Our Mortgage Underwriter’s are proud of their “Resolution and Customer Service” badges earned, they are consistently focused on personal and professional growth. A successful candidate with CWB will display evaluation skills of risk using established criteria and current legislation guidelines. This role reports to the Manager, Mortgage Underwriting.

Make home ownership a reality with mortgage options tailored specifically to our borrowers. Offering option-based underwriting with a customer driven mind. Mortgage solutions is how we think, and clients appreciate our Underwriters for it!

Whether it’s providing flexible solutions or stellar service support, we are there every step of the way.

Who we’re looking for

• Collaborator. Technologically savvy. Team builder. Outstanding Communicator. Respected negotiator
• What is the “Underwriter”. Provide analytical, detail-oriented evaluations, to produce strong credit decisions on sophisticated mortgage applications
• Sales Oriented. Establishing profitable and low risk parameters for loans, pricing, terms, and conditions with mortgage loans while valuing internal and external client successes
• Risk Appetite. Maintain and excel in vigilance within the market risk appetite while adhering to CWBFG policies
• Compliance. Ability to efficiently analyze and evaluate supporting documentation provided by clients and brokers while staying in sync with industry compliance obligations including Privacy, Anti-Money Laundering/Anti-Terrorist financing, Internal Fraud Policies and KYC
• Innovative Solutions. Go beyond and hold high regard to creatively invent flexible and unique solutions for clients while maintaining adherence to CWB policies and guidelines
• Mentor. Offer mentorship to support Mortgage Documentation Officers
• Composure. Maintaining day to day operations in an exciting paced, sales and client focused environment

What you’ve done

• Education. Post secondary in commerce, finance or business or equivalent experience
• Understanding. Minimum two years of ‘Alt A’ or “A” underwriting/ lending
• Expertise. Understanding of Insurer (CMHC and Sagen) guidelines
• Skills. Solid computer savvy and application skills (Word, Excel etc.)
• Relationship Builder. Outstanding and effective interpersonal and customer service skills. Demonstrated communication via email and telephone. Adjudicate Broker originated ‘A’ and ‘Alt A’ credit applications
• Emphasis. Steady ability to thrive within a sophisticated and diverse organizational environment - balancing multiple tasks simultaneously with composure and humour, under pressure
• Time Management. Attentive to preserving efficient turnaround time with a strong attention to detail, in processing all documentation, applications and ensuring referral sources are receiving exceptional communication.

Why work with us?

Your success is our obsession! And our award-winning culture & benefits back it up.

Proudly recognized by Great Place to Work® in 2023 as one of Canada’s top 50 Best Workplaces & recipient of Waterston Human Capital’s Most Admired Corporate Culture 2023.

Wellness matters. We offer an award-winning benefits package that includes:

• Hybrid work environments
• Everyday flexibility
• Generous company-funded health coverage
• Health care spending account
• A flexible wellness program
• generous time-away options to unplug, rest & recover

Career development. We commit to our employees’ development and help them reach their professional goals with:

• Organization wide coaching services
• Mentorship
• Education support & training programs

Bring your whole self to work. Inclusion is a journey requiring practice & experience to result in a powerful outcome. Your perspective matters & voice will be heard. Find community within the CWB family in our employee represented groups.

#LI-JA1

IND-JA

As an equitable employer, CWB Financial Group is committed to providing a safe and inclusive environment where a diverse workforce thrives. You are welcomed and encouraged to bring your whole self to work. Dignity, respect and equality are non-negotiables. If you require accommodation during any part of the recruitment or selection process, please reach out.

* Position closes at 12:01am on the close date identified below.