Description
A career as Manager financing solutions in the Western Canada Agriculture & Agribusiness Banking team means working closely with the account managers and several other internal and external partners as a credit expert. This job allows you to have a positive impact on your colleagues and customers thanks to your knowledge od commercial financing.
Your Job:
- Perform high-quality credit analyses in accordance with the standards established by the Credit Centre, and make recommendations
- Structure credit applications (board sheet structuring) by mitigating risks and developing financing scenarios that meet client needs and match the Bank's risk criteria
- Participate in determining client financing needs in collaboration with the Account Manager
- Establish credit terms and conditions with Credit Risk Management as needed and confirm the availability of financing for the Account Manager
- Acquire comments from the Account Managers on the preliminary versions of credit applications, adjust them as needed, then present them to the AVP before they are forwarded to the Credit Risk Management to ensure they meet the Bank's requirements for overall client profitability
- Collaborate with account representatives and the Credit Risk Management team to produce documents and update necessary information for efficient processing of credit applications
- Act as a resource person for your team in handling credit matters and assist, as needed, in addressing team members' skills development in this area.
- Identify the risks inherent to sector activities
Your Team:
Within National Bank's Western Canada Agriculture & Agribusiness sector, you are part of a team of professionals supporting agriculture clients. In addition, you are surrounded by an entire ecosystem of experts to help you offer the best possible solutions to customers.
Reporting to the Associate Vice-President, Agriculture & Agribusiness for Western Canada the position is based in Winnipeg or elsewhere in Western Canada. You have the flexibility to work from home and/or go to the office, but you will be required to travel occasionally for client and team meetings.
Our learning-by-doing training programs enable you to master your job. Have access to colleagues with different expertise, experience and profiles will enrich your development in every way.
Basic requirements:
- A bachelor’s degree in a related field and 6 years of relevant experience, OR a master’s degree in a related field and 4 years of relevant experience, OR an undergraduate diploma from the National Bank University Program and 8 years of relevant experience
- Experience communicating effectively and problem-solving. Finding mutually beneficial solutions
- Experience in agriculture credit
- Experience analyzing financial documents
- Excellent interpersonal and communication skills with an ability to effectively collaborate with partners and form well-reasoned recommendations
Your benefits In addition to competitive compensation, upon hiring you’ll be eligible for a wide range of flexible benefits to help promote your wellbeing and that of your family. * Health and wellness program, including many options * Flexible group insurance * Generous pension plan * Employee Share Ownership Plan * Employee and Family Assistance Program * Preferential banking services * Opportunities to get involved in community initiatives * Telemedicine service * Virtual sleep clinic These are a few of the benefits available to you. We have an offer that keeps up with trends as well as your needs and those of your family. Our dynamic work environments and cutting-edge collaboration tools foster a positive employee experience. We actively listen to employees’ ideas. Whether through our surveys or programs, regular feedback and ongoing communication is encouraged. We're putting people first We're a bank on a human scale that stands out for its courage, entrepreneurial culture, and passion for people. Our mission is to have a positive impact on peoples' lives. Our core values of partnership, agility, and empowerment inspire us, and inclusivity is central to our commitments. We offer a barrier-free workplace that is accessible to all employees. We want our recruitment process to be fully accessible. If you require accommodation, feel free to let us know during your first conversations with us. We welcome all candidates! What can you bring to our team? Come live your ambitions with us!
