Description
- Conduct quality credit analysis, according to the standards set by the Credit Center, and make recommendations
- Structure the credit application (agenda development) by mitigating risk and developing financing scenarios that meet customer needs and align with the Bank's risk criteria
- Participate in the establishment of construction or term financing needs in collaboration with the Multi-Residential Account Manager
- Negotiate credit terms and conditions with the Credit Centre and with SCHL as required, in partnership with the Account Manager
- Obtain feedback from account managers on draft credit applications and modify them as necessary to ensure that they meet the Bank's requirements in terms of overall profitability, quality of presentation and risk analysis
- Work on the production of documents and the updating of files in collaboration with the account agents and the Credit Centre
- Act as a credit resource within the team and support the development of team members' skills.
- Identify the risks inherent in the activities of the multi-residential real estate sector, both in terms of construction loans and in terms of CMHC or conventional term loans
- Industry-related bachelor's degree and six years of relevant experience OR Industry-related master's degree and four years of relevant experience OR Undergraduate University/PUB certificate and eight years of relevant experience
- Negotiation experience
- Experience in SCHL multi-units Credit of 6 units or more and construction loans
- Experience in financial statement analysis
In addition to competitive compensation, upon hiring you’ll be eligible for a wide range of flexible benefits to help promote your wellbeing and that of your family.
- Health and wellness program, including many options
- Flexible group insurance
- Generous pension plan
- Employee Share Ownership Plan
- Employee and Family Assistance Program
- Preferential banking services
- Opportunities to get involved in community initiatives
- Telemedicine service
- Virtual sleep clinic
Our dynamic work environments and cutting-edge collaboration tools foster a positive employee experience. We actively listen to employees’ ideas. Whether through our surveys or programs, regular feedback and ongoing communication is encouraged.
We're putting people first
We're a bank on a human scale that stands out for its courage, entrepreneurial culture, and passion for people. Our mission is to have a positive impact on peoples' lives. Our core values of partnership, agility, and empowerment inspire us, and inclusivity is central to our commitments. We offer a barrier-free workplace that is accessible to all employees.
We want our recruitment process to be fully accessible. If you require accommodation, feel free to let us know during your first conversations with us. We welcome all candidates! What can you bring to our team?
Come live your ambitions with us!