Senior Leader, Financing Solutions

Senior Leader, Financing Solutions will work closely with the commercial underwriting team. You'll act as a coach, mentor and expert advisor to suggest financial strategies that meet the complex needs of commercial clients with all financing needs.

Your main challenges: 

• Provide leadership of the credit writing team to support achievement of branch financial objectives for borrowing opportunities through effective and timely assessment of credit applications, credit underwriting, & deal approval for new & existing clients, while balancing risk and reward in line with the Bank’s risk appetite & emphasizing operational improvement & consistent workflows
• Act as a credit subject matter expert, including relevant industry and market trends and the associated credit structuring.
• Help your clients achieve their business objectives by proposing financial strategies based on the most suitable combination of specialized financing products.
• Support the team in identifying full-service solutions for clients & actively referring other lines of business - with the view to be every client’s primary financial partner.
• Identify risks and make recommendations to the credit committee in accordance with Bank policies
• Demonstrate a high level of collaboration and actively participate in achieving your business unit's objectives.

More specifically, you will: 

• Participate in preliminary meetings and present financing proposals to medium and large private enterprises that have large financing.  
• Help prepare files including due diligence reviews, financial analysis and setting up appropriate financing structures
• Participate in negotiations with internal and external stakeholders (credit committees, clients, legal and financial advisors, other financial institutions, syndication departments, etc.)
• Actively participate in all stages of monitoring and renewing existing credits
• Use credit risk profitability assessment tools to ensure compliance with financing and risk management policies and standards

Your team:  
You will be part of the Edmonton West District Banking Center team and report to a Managing Director. Our team stands out for its commitment to operational excellence and customer satisfaction. Access to colleagues with different expertise, experiences, and diverse profiles will enrich your development from all perspectives. 

Basic requirements: 

• Completed bachelor's degree in a related field and 10 years’ relevant experience or completed master's degree in a related field and 7 years' relevant experience.
• Experience in financial analysis (financial statements, projections, etc.)
• Experience in commercial credit and knowledge of the Commercial Banking sector
• Experience in credit adjudication supported by well-developed skills in financial statement analysis and knowledge of effective risk mitigation strategies for commercial credit underwriting.
• Extensive leadership competence

Your benefits In addition to competitive compensation, upon hiring you’ll be eligible for a wide range of flexible benefits to help promote your wellbeing and that of your family.    * Health and wellness program, including many options * Flexible group insurance * Generous pension plan * Employee Share Ownership Plan * Employee and Family Assistance Program * Preferential banking services * Opportunities to get involved in community initiatives * Telemedicine service * Virtual sleep clinic    These are a few of the benefits available to you. We have an offer that keeps up with trends as well as your needs and those of your family.   Our dynamic work environments and cutting-edge collaboration tools foster a positive employee experience. We actively listen to employees’ ideas. Whether through our surveys or programs, regular feedback and ongoing communication is encouraged.   We're putting people first We're a bank on a human scale that stands out for its courage, entrepreneurial culture, and passion for people. Our mission is to have a positive impact on peoples' lives. Our core values of partnership, agility, and empowerment inspire us, and inclusivity is central to our commitments. We offer a barrier-free workplace that is accessible to all employees.     We want our recruitment process to be fully accessible. If you require accommodation, feel free to let us know during your first conversations with us. We welcome all candidates! What can you bring to our team?    Come live your ambitions with us!