Senior Manager, Credit Risk

As a Senior Manager within the Commercial Credit Risk team at National Bank, you’ll be a leader and coach throughout the credit adjudication process. You'll maximize the qualify of an assign commercial loan portfolio in line with the Bank's strategic objectives and prescribed Risk Appetite. In addition, you'll implement strategies to monitor the quality of the loan portfolio in order to ensure integrity and to maximize profitability and business development. 

Your role:

• Independently analyze, authorize or recommend complex commercial financing applications based on credit policies and procedures as well as National Bank’s risk appetite.
• Anticipate and identify transaction risks and how to mitigate them.
• Optimize relationships with the various stakeholders and act as a coach for account managers.
• Independently take part in various committees and special mandates.
• Adequately follow up on loan portfolios to improve quality.
• Encourage the continuous rethinking of work methods to optimize processes and systems and present innovative solutions.
• Be involved from the beginning of the credit origination process until disbursement.
• Positively impact peers and colleagues by being a proactive driver of change.

Your team: 
Reporting to the Senior Director, Commercial Credit, the position will be based in Toronto. You will operate in a hybrid work environment with both days in the office and at home. Additionally, you will have to occasionally travel for client and team meetings.

Basic Requirements:

• Completed bachelor's or master's degree in administration, accounting or a related field, and seven to ten years of relevant experience, predominantly in a credit adjudication role
• Experience in complex commercial financing
• Experience in portfolio monitoring
• Strong negotiation skills
• Excellent knowledge of commercial financing products and services
• Be a team leader recognized for helping implement credit initiatives and/or special large-scale projects
• Ability to make complex decisions in very short times

     Your benefits In addition to competitive compensation, upon hiring you’ll be eligible for a wide range of flexible benefits to help promote your wellbeing and that of your family.    * Health and wellness program, including many options * Flexible group insurance * Generous pension plan * Employee Share Ownership Plan * Employee and Family Assistance Program * Preferential banking services * Opportunities to get involved in community initiatives * Telemedicine service * Virtual sleep clinic    These are a few of the benefits available to you. We have an offer that keeps up with trends as well as your needs and those of your family.   Our dynamic work environments and cutting-edge collaboration tools foster a positive employee experience. We actively listen to employees’ ideas. Whether through our surveys or programs, regular feedback and ongoing communication is encouraged.   We're putting people first We're a bank on a human scale that stands out for its courage, entrepreneurial culture, and passion for people. Our mission is to have a positive impact on peoples' lives. Our core values of partnership, agility, and empowerment inspire us, and inclusivity is central to our commitments. We offer a barrier-free workplace that is accessible to all employees.     We want our recruitment process to be fully accessible. If you require accommodation, feel free to let us know during your first conversations with us. We welcome all candidates! What can you bring to our team?    Come live your ambitions with us!