Associate Director GRM Wholesale Credit

What is the opportunity?

Group Risk Management Wholesale Credit focuses on risk assessment and adjudication of challenging Capital Markets and Corporate Client Group transactions across the globe. Your intellectual curiosity and drive to understand complex corporate credits will help you deliver effective analysis of business and financial risk in order to provide comprehensive credit approval recommendations. As Associate Director, your highly-developed experience with financial analysis and credit and ability to quickly determine whats relevant and whats not will set the stage for success.

What will you do?

• Work closely with the business at early stages on the risk aspects of any new transaction under consideration and provide direction and guidance as required to ensure the eventual deal structure adequately mitigates key risk concerns

• Review Transaction Requests, term sheets and risk assessments within agreed timelines and/or turn-around benchmarks, highlight exceptions to applicable policies and guidelines, and suggest enhancements

• Ensure an appropriate balance between Risk and Return

• Review and adjudicate financial models and assist in continuous oversight of borrowers business and financial performance through monitoring of financial and industry information, regulatory changes, third party analysis including rating agency publications, and other early warning signals

What do you need to succeed?

Must-Haves

• Minimum 5 years of experience working in a financial institution, preferably in lending

• Good understanding of loan and trading credit products with a proven track record of building effective relationships with internal/external stakeholders

• Significant experience with Excel, including as a tool for financial analysis and a good understanding of financial modelling and financial statement analysis

• Analytical and intellectually curious mindset

• Ability to deal with obstacles and work to develop effective solutions/recommendations on tight timelines

• Strong communication skills (both written and presentation) and ability to work with others in a collaborative manner

Nice-to-Haves

• Postgraduate degree, accounting designation and/or CFA

• Interest in pursuing a career in credit risk management

• Industry knowledge and experience

Whats in it for you?

We thrive on the challenge to be our best, progressive thinking to keep growing, and working together to deliver trusted advice to help our clients thrive and communities prosper. We care about each other, reaching our potential, making a difference to our communities, and achieving success that is mutual.

• A comprehensive Total Rewards Program including bonuses and flexible benefits and competitive compensation

• Leaders who support your development through coaching and managing opportunities

• Ability to make a difference and lasting impact

• Flexible work/life balance options

• Work in a dynamic, collaborative, progressive, and high-performing team

Job Skills

Additional Job Details

Note: Applications will be accepted until 11:59 PM on the day prior to the application deadline date above