Credit Policy Risk Analyst Co-op (Market Risk & Counterparty Analytics)

DEPARTMENT OVERVIEW

Co-op and Internship opportunities allow you to gain valuable work experience across a number of the businesses at TD. You will work with experienced colleagues, receive world class training, and be part of a community of students across TD, where you will have an impact, grow as individual and experience our culture of care.

Our Co-op/Intern Programming is offered with select Co-op and Internship roles and is designed to help you better understand the TD business, build on critical career capabilities, and broaden your professional network. This program is designed to complement your on-the job experience and features:

• Leadership talks with key Leaders from across the organization

• Connect and Learns on topics such as Innovation

• Diversity and Inclusion and Personal Branding and so much more

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JOB DESCRIPTION

Department Overview*

The Capital Markets Risk Management (CMRM) area is part of the TD Bank Corporate Risk Management function. Our teams are accountable for the generation and monitoring of an independent view of the Profit and Loss, Market Risk, Counterparty Credit Risk, Collateral and Valuation activities of The Bank’s global trading activities. We support trading and non-trading business initiatives, inform an array of risk management decisions, and facilitate business through managing evolving front office needs, while ensuring appropriate capture and control of risk.

Within CMRM, the Counterparty Credit Risk (CCR) team is responsible for a number of activities related to the quantitative analysis of credit risk, policy implementations, and exception management across a number of trading and non-trading businesses within TD Bank Group.

Job Description*

An Intern within the Credit Policy Reporting team will primarily be focused on analysis, reporting, and monitoring of risk exposures ensuring that they are in accordance with established policy limits. The incumbent is expected to execute on infrastructure changes with regards to new or revised policies.

The role will involve close partnership and interaction with a wide range of areas, including credit risk management, global counterparty credit, market risk control, model development, front office, audit, and change delivery. As a result, the successful candidate will be required to possess strong communication skills.

The Intern, Credit Policy Reporting would be accountable for the following core responsibilities, but are not limited to:

• Generate accurate and complete processes to measure and report on exposures ensuring that all reports are submitted as per reporting guidelines.

• Ensure risks within portfolios covered are correctly measured, aggregated, and analyzed in accordance with established and approved risk policies limits.

• Provide analysis, reporting and monitoring of risk exposures and adhere to internal standards with regards to violations and the escalation of production issues.

• Ensure that all late or missing reports and related process metrics are recorded, documented and explained appropriately.

• Manage operational risk (e.g., cross-training, documentation, and audit).

• Liaise closely with the Bank’s front office traders, Credit Risk Management (CRM), Global Counterparty Credit (GCC), audit, technology groups, and other stakeholders to assist in meeting the Bank’s objectives.

• Perform ad-hoc analyses of specific metrics/exposures/transactions as required by management and stakeholders.

JOB REQUIREMENTS

• Currently enrolled in an undergraduate degree in Finance, Accounting, Analytics, Data, Business/Commerce or related field

• Must be enrolled in an undergraduate degree with the intent of going back to school at the start of your work term

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Job Requirements*

• Strong knowledge of financial products, and counterparty credit risk.

• Self-starter with a high degree of initiative and the ability to learn and adapt quickly

• Strong analytical skills and attention to detail

• Strong organizational, follow-up and priority-setting skills to handle multiple tasks/projects

• Self-motivated, well organized, able to work both independently and in a team environment

• Strong interpersonal skills are required, as the candidate will be called upon to demonstrate leadership in the team

• Excellent verbal and written communication skills

• Candidates with experience in Risk Management roles will be favourably positioned

• Candidates with CFA and/or FRM designations will be favourably positioned

• Technical skills (Excel/SQL/VBA/Python etc) will also be viewed favourably.

ADDITIONAL INFORMATION

Add if applicable: Please note that this is a general posting. If you are selected for an interview, more information regarding which business group and the specific job duties will be provided.

• This position is a 4-month work term and will commence May 5th - August 29th, 2025.

• Applications must include a transcript, cover letter (one letter-sized page or less) and a resume (maximum of 2 pages).

• We welcome all applications; however, we will only contact qualified candidates chosen for an interview. Thank you for your interest.

• TD requires employees to reside in the country where the role is located, irrespective of remote working arrangements

• TD is committed to providing you with the best candidate experience and internship in these unique circumstances. As such, work location and start dates are subject to change.

HOURS