Actuarial Development Program (ADP) – 2025 New Graduate – Montreal Office

We are a leading financial services provider committed to making decisions easier and lives better for our customers and colleagues around the world. From our environmental initiatives to our community investments, we lead with values throughout our business. To help us stand out, we help you step up, because when colleagues are healthy, respected and meaningfully challenged, we all thrive. Discover how you can grow your career, make impact and drive real change with our Winning Team today.

Job Description

Why you’ll love working here?

Are you an analytical thinker? Do you want to use your technical skills to solve complex business problems? Would you like to work in a dynamic environment that will challenge and inspire you? We have just the opportunity for you! Step into your potential with our exciting Actuarial Development Program (ADP) for new graduates, where you’ll be empowered to make progress for yourself, our colleagues, and our customers around the globe! Join a supportive team and experience a values-first culture where your career development and wellbeing are just as important as the impact you’ll make on the job. Advance through the program and become future business and technical leaders for the company.

Program Overview

• Rotate every 24 to 36 months through a variety of actuarial roles such as Pricing, Valuation, Experience Analytics, Risk Management, Asset Liability Management, Corporate Oversight and so much more.
• Formal support through your FSA/FCIA journey, including paid study time off, financial support for modules, exams, study materials and textbooks.
• Increasing level of responsibility and compensation in conjunction with work performance and successful progression through the actuarial exams.
• Membership into the largest actuarial community in Canada with access to exclusive actuarial social events.
• A competitive base salary, annual bonus incentives, a share purchase plan, a comprehensive pension plan and flexible benefits options.

How you’ll make an impact

• Help design and price insurance and annuity products.
• Play a key role in establishing actuarial assumptions, quantifying reserves, and meeting regulatory and capital requirements.
• Provide analysis and sound advice to business partners to help meet our strategic goals.
• Collaborate with management to identify risks and opportunities while taking initiatives to improve the business performance.
• Support a culture of continuous improvement through ongoing analysis of procedures and actuarial methodologies. Develop better insights and processes by leveraging the latest technology.

What you’ll bring to the team

• Working towards a University degree in Actuarial Science, Math, Finance, or a related discipline.
• Possessing relevant actuarial experience and demonstrating a strong commitment towards FSA/FCIA designations (e.g. passing at least one SOA exam) are considered assets.
• Well-developed interpersonal, organizational, communication and leadership skills.
• Solution-oriented with strong analytical and problem-solving skills.
• Self-starter and team player with a high level of initiative and strong work ethic.
• Excellent working knowledge of Excel is required. Experience with AXIS or other actuarial software is an asset.

Application Instructions:

• Please indicate the number of actuarial exams you have completed in your resume.
• Please submit your cover letter, resume, academic transcript, and work term evaluation (if any) in one PDF file

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Vous aimerez travailler ici. Voici pourquoi.

Avez-vous une pensée analytique? Voulez-vous mettre à profit vos compétences techniques pour résoudre des problèmes d’affaires complexes? Désirez-vous travailler dans un environnement dynamique qui vous stimulera et vous inspirera? Nous vous en offrons la possibilité! Exploitez pleinement vos capacités grâce à notre Programme de perfectionnement en actuariat pour les nouveaux diplômés qui vous permettra de progresser pour vous-même, pour nos collègues et nos clients partout dans le monde! Joignez-vous à une équipe qui vous soutient et faites l’expérience d’une culture axée sur les valeurs, dans laquelle votre perfectionnement professionnel et votre bien-être sont tout aussi importants que l’incidence que vous aurez au travail. Servez-vous de ce programme comme d’un tremplin pour devenir de futurs gestionnaires techniques et d’affaires pour la Société.

Aperçu du programme

• Rotation tous les 24 à 36 mois dans divers rôles d’actuariat, comme la tarification, l’évaluation, l’analyse des résultats techniques, la gestion des risques, la gestion de l’actif et du passif, la surveillance de la Société et bien plus encore.
• Soutien formel pendant votre parcours vers l’obtention des titres professionnels FSA/FICA, y compris du temps d’étude rémunéré, un soutien financier pour les modules, les examens, le matériel d’études et les manuels.
• Augmentation du niveau de responsabilité et de la rémunération en fonction du rendement au travail et de la progression dans les examens d’actuariat.
• Adhésion à la plus grande communauté actuarielle au Canada et accès à des événements sociaux actuariels exclusifs.
• Un salaire de base concurrentiel, des primes annuelles, un régime d’achat d’actions, un régime de retraite complet et des options d’avantages sociaux flexibles.

La nature de votre contribution

• Aider à la conception et à la tarification des produits d’assurance et de rente.
• Jouer un rôle clé dans l’établissement d’hypothèses actuarielles, la quantification des provisions et le respect des exigences réglementaires et des exigences relatives au capital.
• Fournir des analyses et des conseils judicieux aux partenaires d’affaires pour atteindre nos objectifs stratégiques.
• Collaborer avec la direction pour cerner les risques et les opportunités tout en prenant des initiatives pour améliorer le rendement de la Société.
• Contribuer à la culture d’amélioration continue par l’analyse des procédures des méthodologies actuarielles. Développer de meilleures connaissances et de meilleurs processus par l’utilisation des technologies les plus récentes.

Ce que vous apporterez à l’équipe

• Le travail pour l’obtention d’un diplôme universitaire en science actuarielle, en mathématiques, en finances ou dans une discipline connexe.
• Une expérience actuarielle pertinente et la démonstration d’un engagement ferme pour l’obtention des titres professionnels FSA/FICA (p. ex. réussir au moins un examen de la SOA) sont considérées des atouts.
• Excellentes aptitudes pour les relations interpersonnelles, l’organisation, la communication et le leadership.
• Solide esprit d’analyse et excellentes compétences en résolution de problèmes, démarche axée sur les solutions.
• Autonomie, esprit d’équipe et haut niveau d’initiative, et grande éthique de travail.
• Excellente connaissance pratique d’Excel. Expérience avec AXIS ou d’autres logiciels actuariels, un atout.

Instructions pour soumettre une demande

• Veuillez indiquer dans votre curriculum vitae le nombre d’examens actuariels que vous avez réussis.
• Veuillez soumettre votre lettre d’accompagnement, votre curriculum vitae, votre relevé de notes et votre évaluation de la session de travail (le cas échéant) dans un seul fichier PDF.

About Manulife and John Hancock

Manulife Financial Corporation is a leading international financial services group that helps people make their decisions easier and lives better. With our global headquarters in Toronto, Canada, we operate as Manulife across our offices in Asia, Canada, and Europe, and primarily as John Hancock in the United States. We provide financial advice, insurance, and wealth and asset management solutions for individuals, groups and institutions. At the end of 2022, we had more than 40,000 employees, over 116,000 agents, and thousands of distribution partners, serving over 34 million customers. At the end of 2022, we had $1.3 trillion (US$1.0 trillion) in assets under management and administration, including total invested assets of $0.4 trillion (US $0.3 trillion), and segregated funds net assets of $0.3 trillion (US$0.3 trillion). We trade as ‘MFC’ on the Toronto, New York, and the Philippine stock exchanges, and under ‘945’ in Hong Kong.

Manulife is an Equal Opportunity Employer

At Manulife/John Hancock, we embrace our diversity. We strive to attract, develop and retain a workforce that is as diverse as the customers we serve and to foster an inclusive work environment that embraces the strength of cultures and individuals. We are committed to fair recruitment, retention, advancement and compensation, and we administer all of our practices and programs without discrimination on the basis of race, ancestry, place of origin, colour, ethnic origin, citizenship, religion or religious beliefs, creed, sex (including pregnancy and pregnancy-related conditions), sexual orientation, genetic characteristics, veteran status, gender identity, gender expression, age, marital status, family status, disability, or any other ground protected by applicable law.

It is our priority to remove barriers to provide equal access to employment. A Human Resources representative will work with applicants who request a reasonable accommodation during the application process. All information shared during the accommodation request process will be stored and used in a manner that is consistent with applicable laws and Manulife/John Hancock policies. To request a reasonable accommodation in the application process, contact recruitment@manulife.com.

The annual base salary for this role is listed below.

Salary range is expected to be between

If you are applying for this role outside of the primary location, please contact recruitment@manulife.com for the salary range for your location. The actual salary will vary depending on local market conditions, geography and relevant job-related factors such as knowledge, skills, qualifications, experience, and education/training. Employees also have the opportunity to participate in incentive programs and earn incentive compensation tied to business and individual performance.

Manulife offers eligible employees a wide array of customizable benefits, including health, dental, mental health, vision, short- and long-term disability, life and AD&D insurance coverage, adoption/surrogacy and wellness benefits, and employee/family assistance plans. We also offer eligible employees various retirement savings plans (including pension and a global share ownership plan with employer matching contributions) and financial education and counseling resources. Our generous paid time off program in Canada includes holidays, vacation, personal, and sick days, and we offer the full range of statutory leaves of absence. If you are applying for this role in the U.S., please contact recruitment@manulife.com for more information about U.S.-specific paid time off provisions.