Description
A career as a Manager Financing Solutions in the Business and Private Management 1859 team means working closely with Business Account Managers and several other internal and external partners as a credit expert. This job allows you to have a positive impact on your colleagues and clients through your knowledge of commercial financing.
Your Job:
- Conduct quality credit analyses according to the standards established by the Credit Center and make recommendations.
- Structure the credit request by mitigating risks and developing financing scenarios that meet clients' needs and align with the Bank's risk criteria.
- Participate in establishing clients' financing needs in collaboration with the SAE Account Manager.
- Negotiate credit terms and conditions with the Credit Center as needed and confirm the availability of financing to the SAE Account Manager.
- Work on producing documents and updating client files in collaboration with account agents and the Credit Center.
- Act as a credit resource within the team and support, as needed, the development of team members' skills.
- Identify inherent risks in the sector's activities.
Your Team:
Within the Business & Private Management 1859 sector, you are part of a team of professionals supporting commercial clients. Additionally, you are surrounded by an entire ecosystem of experts to help you offer the best possible solutions to clients.
Reporting to the Senior Director, the selected person must be based in Quebec. The work mode is hybrid with three days a week in the office, but you will also need to make occasional trips for client and team meetings.
Our training programs based on learning in action allow you to master your profession. Access to colleagues with different expertise, experiences, and diverse profiles enriches your development from all perspectives.
Prerequisites:
- Bachelor's degree related to the sector and six years of relevant experience.
- Master's degree related to the sector and four years of relevant experience.
- University certificate and eight years of relevant experience.
- Experience in negotiation.
- Experience in commercial credit.
- Experience in financial statement analysis.
- Excellent interpersonal and communication skills, with the ability to collaborate effectively with partners and make recommendations.
*Please note that the seniority level of the position may be adjusted at the manager's discretion.
Your benefits In addition to competitive compensation, upon hiring you’ll be eligible for a wide range of flexible benefits to help promote your wellbeing and that of your family. * Health and wellness program, including many options * Flexible group insurance * Generous pension plan * Employee Share Ownership Plan * Employee and Family Assistance Program * Preferential banking services * Opportunities to get involved in community initiatives * Telemedicine service * Virtual sleep clinic These are a few of the benefits available to you. We have an offer that keeps up with trends as well as your needs and those of your family. Our dynamic work environments and cutting-edge collaboration tools foster a positive employee experience. We actively listen to employees’ ideas. Whether through our surveys or programs, regular feedback and ongoing communication is encouraged. We're putting people first We're a bank on a human scale that stands out for its courage, entrepreneurial culture, and passion for people. Our mission is to have a positive impact on peoples' lives. Our core values of partnership, agility, and empowerment inspire us, and inclusivity is central to our commitments. We offer a barrier-free workplace that is accessible to all employees. We want our recruitment process to be fully accessible. If you require accommodation, feel free to let us know during your first conversations with us. We welcome all candidates! What can you bring to our team? Come live your ambitions with us!
