Employee Referral Program  Receive a cash reward upon referring a successful candidate Employee Assistance Program  Confidential counselling and referral services for employees and their families on personal or work related matters that may affect their physical or emotional well-being.  Carrier: Morneau Shepell Group Home & Auto Insurance Program  Discounted rates on customized insurance packages and options for home and auto insurance  Carrier: Economical Select Group Mortgage Program  Mortgage savings on home purchase, mortgage renewal, debt consolidating, refinancing, etc.  Carrier: True North Mortgage Vehicle Purchase Program  Purchase or lease a select model at an exclusive discount  Carrier: GM, Ford, Chrysler Fitness Membership Discount  Save up to 15% off regular fitness memberships  Carrier: Good Life Fitness or Energie Cardio in Quebec Computer / Electronics Discount  Discount on computers and other electronics  Carrier: Dell Cell Phone Discount  Discount on cell phone plans and phone-related electronics  Carrier: Telus

Eligibility  Eligible to join plan any time from date of hire  Mandatory to join after 2 years of service Employee Contributions  3.5% of total earnings (base salary + bonus + commissions + overtime) Company Contributions  3.5% of total earnings (base salary + bonus + commissions + overtime) Withdrawals  Not permitted

  Drug  85%; written prescription required  Dispensing fee: up to $10 / prescription (except Quebec)  Generic drug substitute mandatory unless unavailable or adverse side effects Hospital  100%; semi-private accommodation Out of Canada  100%; includes emergency treatment in excess of provincial Medicare & emergency personal travel assistance benefit  Limited to $1,000,000 / lifetime / person Manu Assist Travel  Medical emergency while traveling outside province  Max period of 60 days Major Medical  100%; includes medical supplies and appliances Vision  100%; up to $250 / 24 months for frames, lenses, contact lenses, and laser eye surgery  1 eye exam / 12 months Hearing Aids  85%; up to $1,000 / 36 months / person Private Nursing  100% for in-home private duty nursing  $10,000 / calendar year / person Paramedical Practitioner  Includes Physiotherapist, Chiropractor, Psychologist, Massage, Speech, Osteopath, Naturopath, Podiatrist, Chiropodist, Acupuncture  All combined paramedical $1,000 / year / person Annual Deductible  Nil Overall Maximum  Unlimited (inside Canada)